Human emotion puts a lot of people into a bad financial heartache.

Especially when it comes to buying a car! Well first of all Exotic/Luxury cars require Exotic/Luxury maintenance and upkeep cost.

Merriam-Webster Online Dictionary defines "Luxury" as something that is adding to pleasure or comfort but not absolutely necessary.

Luxury cars are not really a need or necessity. It's ok to buy one if you have the excessive cash to buy it and to be able to maintain it.

If you buy it through financing, forget about it, because it will put you through a financial hardship if the car gets into an accident or when the car breaks.

Luxury and exotic cars require very expesive maintenance and parts. It costs $8000 to $15,000 to replace the transmission of a Lamborghini.

There is a true cost of owning a car! When you are qualified for a easy low down monthly payment, it doesn't mean that you can afford to own the car! You have to think about the maintenance fee, the cost of repairing the car when it breaks, the gas, and the monthly upkeep.

For example Ann decided to buy her new Toyota Corola by financing it. She got into a bad accident and she doesn't have an insurance.

She can't afford to fix the car and the bank doesn't care, they want their money back! Today she has a broken car that is parked in her garage and she still have to paying for her broken car!

Many people get trapped by the words "Easy Low Monthly Payment." So be careful!

When you're qualified for a loan to buy a car, it doesn't mean that you can actually afford to own and to maintain a luxury car.

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